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Trend and determinants of non-performing assets in India

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Original Article

Author Details : Rema R, N Karunakaran*

Volume : 6, Issue : 4, Year : 2019

Article Page : 174-177

https://doi.org/10.18231/j.jmra.2019.036

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Abstract

Indian banking sector has played a seminal role in supporting economic growth in India. Recently, Indian banks are experiencing consistent increase in non-performing assets (NPA). The financial strength of any bank depends upon the performance of its own assets. The degradation in the assets quality results in accretion of non-performing assets. The public sector banks in India have started to show decline in profits and even losses in their financial results because of piling up of bad assets and the performance of any bank’s loans depends upon the progress of the operating economy. The private banks work for profit with high priority. The foreign banks do limited business like credit card facilities. Bank specific parameters are unique for each bank, whereas the macro parameters are common for all the banks.

Keywords: Non-performing assets, Bad assets, Macro parameters, Trend.

How to cite : Rema R, Karunakaran N, Trend and determinants of non-performing assets in India. J Manag Res Anal 2019;6(4):174-177

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